The Best and Worst Points of Buying an RV Lot

Updated on April 3, 2016
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I am an avid RV enthusiast who understands that my life and my safety depend on the condition of the equipment in my coach.

There are negatives as well as positives when it comes to purchasing an RV lot.

More and more people are making the decision to buy these types of properties. Each has his own reasons, but before you decide that doing likewise is something worthwhile, you need to examine all sides of the issue.

Since owning is quite different from renting you need to make sure that you clearly understand what you are getting into before you sign a contract.

For some, owning a camping spot beats renting one.
For some, owning a camping spot beats renting one. | Source

Why Should I Consider Owning an RV Lot?

In recent years there has been a movement by recreational vehicle owners to purchase deeded properties in RV communities where they can store and use their motor homes and campers.

People do this because they either

  • do not want the expense or responsibility of purchasing a vacation home or maintaining additional property
  • no longer want to pay for storage
  • are tired of driving their rigs long distances
  • or feel that campsites have become too expensive but still want to enjoy their coaches.

For many owning a land in an RV community is the perfect way to continue enjoying their vacations without having any hassles.

However, there are caveats this type of ownership that people should consider before buying one.

Prices Vary Considerably

In some places people can purchase communal land for as little as $10,000, but in more popular areas, such as in Las Vegas, this type of property can run as high as $200,000.

Location and climate are the two variables that most affect costs. This is important because in some of the less expensive areas, you can only use your land for part of the year due to weather conditions. Some of these allow you to keep your coach on the property, but others make you remove them for as long as six months at a time.

Thus, if you are in the market for a deeded RV lot, you need to strike a balance between cost and location.

Many factors affect costs.
Many factors affect costs. | Source

Amenities Also Affect Cost

If you look at the video I included in the above noted article, you will see why people who keep their units at that particular resort pay so much for the privilege of doing so.

They have numerous amenities, are located in a premier resort area and enjoy magnificent weather year round. However, not all communities offer these goodies. In fact, many only offer a campsite with utilities. Some do not even have clubhouses.

Therefore, when you are searching for a spot, you need to make sure that it offers what you want and need.

Generally speaking, the more you get, the more you pay.

Fees and Taxes

The great majority of people who buy such properties must pay monthly or annual maintenance fees. These can run from $50 per month up into the hundreds.

They must also pay taxes on their property. How much this costs depends, once again, on location and the value of the land.

Property Use

In some cases, people who purchase lots are doing so because they want to live year round on them. In others, owners only want to use them as vacation spots.

Thus, how you choose to use the land also feeds into what it is worth to you financially to own it.


These properties can be financed. However, some banks balk at doing this due to their small size. Therefore, before you buy, it is a good idea to check with local banking institutions to make sure they will give you a mortgage.

Do not assume that your own bank will carry a mortgage for you, because most will not finance out of state or out of area property.

In any case, whoever handles the paperwork will want you to give them a down payment, monthly payments, interest on the loan and pay for insurance and other financing related fees.

Therefore, when you are doing your figuring, you must consider the price of the property as well as the costs involved in purchasing and owning it.

Buying a lot is easy.  Selling can be much more difficult.
Buying a lot is easy. Selling can be much more difficult. | Source


When you decide to buy, you should also pay attention to the opportunities for selling because sooner or later you probably will want to do this.

While deeded RV lots are growing in popularity, there is also much competition when it comes to selling them. So, if yours is not well located or has few amenities, you may have a hard time getting rid of it and may even have to take a financial loss in order to sell it.

It is a good idea, before you decide to make a purchase like this, to check the advertisements for this type of property in the area where you want to be. You might also want to talk to people who have their own lots for sale to see whether they are being successful.

You may have gotten what you consider to be a “good deal” when you purchased, but buyers may not feel the same if they want more than what your community has to offer or do not want to pay as much as you did for the same property.

There is no way to know whether what you own will appreciate or lose value, so you should make sure you can afford to own before you actually buy.

Other Considerations

Few who purchase deeded lots understand that for an annual fee they can park their motor homes and campers in campsites year round and have the same benefits of ownership but without the responsibilities or added expenses that go with it.

In central Florida, for example, you can place your coach in a well located campground year round for less than $4,000 per year. You may even pay less in other areas of the country to have the same benefits.

When you do this, you have no added costs save for electricity, you have no maintenance fees, there usually is security and you do not have to worry about mortgages or selling. You can also live in your unit as much or as little as you like.

Are Deeded RV Lots a Good Deal?

People who want to live year round in their recreational vehicles may, depending on the financials, find that buying land will work better for them than renting it.

However, given the financial entanglements, others may find they would do well to rent as they go.

No matter the situation, those wishing to own deeded RV property should always err on the side of caution.


If you want to get an idea of what some of these pieces of RV real estate, here is a sampling of what is available around the country. You can find more simply by searching "deeded RV lots" and writing the name of a city or state beside it.

Buying RV Real Estate

Would you ever want to own a deeded RV lot?

See results

© 2014 Sondra Rochelle


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